Site policy and legal regulations for private investors
The present website ("Carnot-Website") belongs to Carnot Capital AG ("Carnot"), a company domiciled in Switzerland. The term „Carnot Website“ refers to all domains, registered or booked in the name of Carnot. The Carnot-Website exclusively serves information purposes. At the time of publication Carnot carefully pays attention to issue correct information only. Carnot does not either implicitly or explicitly give a warranty or guarantee (including third party warranty) with respect to correctness, reliability or integrity. On the Carnot-Website published information can be changed at any time and without prior announcement. Information once published on the Carnot-Website must not be understood in a way that the circumstances since the publication or notification to the regulatory body hasn’t changed or still is up to date. Individuals, who access or use (for personal intentions or a third party) the information on the Carnot-Website, accept the terms hereafter.
This legal information can be updated at any time. Carnot recommends to regularly and completely rereading this disclaimer to comply with possible changes. The amendment date is listed below.
2. Use of Carnot-Website / Copyrights
All material on the Carnot-Website is under copyright to Carnot (all rights reserved). The download or print out of single pages and/or sections of the Carnot-Website is permitted, as long as Copyrights and Trademarks or other legally reserved terms are not removed. Downloading software or data from the Carnot-Website or reproducing data in any other way is not granting any copyright, license or logo by Carnot. Systematically (completely or partially) reproducing, transmitting (electronic or by other means), modifying, linking or using the Carnot-Website for public or commercial purpose is prohibited without the express consent of Carnot.
3. No offer or investment advice
All on the Carnot-Website offered information and documents are solely published by Carnot for personal use or information purposes. Information or documents can be modified any time and without prior notice. Carnot makes (neither explicitly nor implicitly) no warranty to correctness, integrity or topicality for information or documents published on the Carnot-Website. In particular Carnot is not obligated to indicate or remove outdated information from the Carnot-Website. Any information on the Carnot-Website does not either give the basis taking any decision on economic, legal, tax or other advice or solely taking investment or other decisions. Investments in instruments described on the Carnot-Website shall only be made after having elaborately studied the relevant fund prospectus resp. fund contract (fund regulations) as well as the annual resp. half year report, the articles of association (as far as relevant) with all the legal basis information. Users of this site should seek the advice of their independent financial adviser prior to taking any investment decision.
No published information on the Carnot-Website shall constitute a recommendation, an offer, a solicitation of an offer or an advice to buy or sell any financial instruments or do any transactions or act under the law.
4. No warranty
Carnot does not warrant or guarantee either explicitly or implicitly the accuracy of the information or opinions published on the Carnot-Website.
5. Limitation of liability
On no account, negligence unlimited included, Carnot is liable for losses or damages of any kind; (unlimited) included are direct, special indirect damages or consequential damages, in relation with the access, use, service or scanning the Carnot-Website or from linking with other websites, despite Carnot was warned about such possible damage.
Further Carnot rejects any liability for manipulating the internet users IT system by unauthorized persons. Carnot specifically gives warning of such risk coming from viruses, malware and spyware as well as from targeted hacking attacks. As an anti-virus solution it is recommended to us the latest browser version as well as to install permanently updated anti-virus software. E-mails from unknown addresses and e-mails with unexpected attachments should not be opened in principle.
6. Links to other websites
Activating certain links on Carnot-Website may cause you to leave the Carnot-Website. Carnot has not reviewed any of the websites linked with or connected to Carnot-Website and does not accept any liability for their contents, the offered products or services or any other offers.
7. Forward-looking information
The future performance of the assets is not derivable of past performance, e.g. the net asset value can increase or decrease. Maintaining the capital invested is not guaranteed; e.g. exchange rate fluctuations may influence the value of the investments.
The Carnot-Website may contain forward-looking information. Despite the fact that any of this forward-looking information may represent the view und future expectations of the particular fund manager, a row of risks, uncertainties and other factors may lead to actual developments and results that considerably differ from the expectations of the particular fund manager. Carnot is not obliged (and explicitly excludes such obligations) to actualize or change forward looking information, due to updated information, future events or any other reasons.
8. Local legal restrictions
The Carnot-Website exclusively addresses a person or entity that is located or domiciled in a jurisdiction where funds resp. the relevant sub funds or share classes due to local legal restrictions are authorized resp. eligible to public marketing, offering and selling. The Carnot-Website comprises information and documents of a number of funds and is not dedicated to a person or entity that is located or domiciled in a jurisdiction, that prohibits(due to citizenship, tax rules or other reasons) the publication of this information resp. the access to the Carnot-Website. It is forbidden to Persons, who are subject to such local restrictions, to access the Carnot-Website.
9. Investor type and domicile
While accessing the Carnot-Website the first time users have to indicate the investor type and the domicile. The following offer of information and documents of funds exclusively addresses a person who complies with the particular investor type and domicile. A fake selection of investor type or domicile can lead to a disclosure of information and documents of funds that are not available for the user. Each user must correctly disclose the investor type and the domicile. The user cannot hold Carnot liable for damages or expenses by having disclosed a wrong investor type or domicile.
To clarify to users in Switzerland the term „professional investor” within the selection buttons means a “qualified investor” or “professional investor” within the meaning of Art. 10 Par. 3, 3bis or 3ter of the Collective Investment Schemes Act (“CISA”). The term “private investor” within the selection buttons means an investor that is not a “qualified investor” or “professional investor” within the meaning above.
10. Investment risks
Investors have to be aware of the investment risks inherent in share classes of investment funds including the possible loss of the total investment. Past performance should not be taken as an indication or guarantee of future performance. The price of, value of and income from securities or funds can fall as well as rise so the investor‘s share price can at redemption be lower than the subscription price. Certain investments are subject to high market volatility, and may experience sudden and large changes in their value. In addition funds mainly investing in Emerging Markets and/or in equities of small capitalized companies and/or high yield bonds are principally exposed to higher risk. Please read the investment policy in the relevant fund prospectus resp. fund regulations (fund contract) to inform you about the special risks with particular funds. These funds can also invest in foreign currencies (in relation to the fund reference currency). This results in additional risks through fluctuations in exchange rates.
Ratings of different rating agencies can be published on the Carnot-Website. The copyrights of these ratings belong to the rating agency that assigned a rating. Caution should be exercised with ratings. Your own personal circumstances did not flow in the rating while its creation. Therefore a rating can never be considered as a recommendation to buy, sell or hold a specific investment or product. Neither the rating agencies nor Carnot make (neither explicitly nor implicitly) no warranty to correctness, integrity or topicality for ratings published on the Carnot-Website. Carnot and the rating agencies whose ratings are published on the Carnot-Website explicitly reject any liability for direct or indirect damages, expenses or losses that occur by using these ratings.
12. Google Analytics
13. Funds documents/Legal note
Investments in instruments described on the Carnot-Website shall only be made after having elaborately studied the relevant fund prospectus resp. fund contract (fund regulations, offering memorandum) as well as the recent annual resp. half year report, the articles of association (as far as relevant), the Key Investor Information Document (KIID) as well as all other legal basis information and documents depending on the local jurisdiction referring to funds licensed to be sold, held or bought either as a public offering or via public marketing or a similar form of distribution.
All these documents can be ordered free of charge at the following address:
Carnot Capital AG
8806 Baech SZ
14. Place of jurisdiction
Place of jurisdiction is Zurich, Switzerland
By clicking the "Accept"- button you agree with the Site policy and legal regulations and you confirm to be a “private investor” within the meaning of clause 9 above.
16. Severability clause
Should any clause of this document be held to be or become invalid or unenforceable, the validity of the remaining clauses of this document shall not be affected or impaired thereby.
Latest update on May 2022